Potential problems for victims of Anthem hack
Anthem maintains no medical records or financial accounts are at risk after a cyber attack put as many as 80 million records at risk. However, there are plenty of problems that could pop up now that hackers have access to names, addresses, birthdays, and social security numbers.
Finances are still in danger because with the information, hackers can open credit cards and new accounts. They can also apply for loans and mortgages. If no payments are made, that can destroy a person’s credit.
Tax season is here and this data breach is prefect timing for thieves to fire our tax returns and steal our money. Most likely, a victim will only know they’re a victim when they file their taxes and the IRS says it has already been done.
Personal information in the wrong hands could mean someone could apply for a new job. That could create big problems when it comes to IRS earning records and social security records.
Medical ID numbers are also part of the cyber attack. That means someone could use it with other information to get care at hospitals and pharmacies. They can rack up charges and wreck medical records. It can also be life threatening. Imagine if someone needed a treatment like chemotherapy, but their records shown they already received it. The delay in sorting it out could cost precious time.
There are several steps potential victims should take now. First, monitor existing accounts including bank accounts, 401k, or stocks. A rising type of fraud allows hackers to transfer money out of those accounts. Secondly, sign up for credit alerts and identity theft protection. Anthem is promising to provide it to victims, but it’s unclear when, or for how long. Thirdly, sign up for fraud alerts through each of the three major credit bureaus.