Saving you money before you enroll in Medicare

PADUCAH, KY – Dec. 7 is the last day for Medicare enrollment. While many of you are busy making health care decisions for yourself, you’re also tasked with helping your mom or dad enroll.

Being tech-savvy may not be enough to answer all their questions, though. The Purchase Area Development District wants to help.

Carissa Roberson is an aging coordinator for the PADD office. She’s also an expert on saving senior citizens money on insurance. Since open enrollment, she’s helped save 110 seniors in our area more than $40,000 on next year’s premiums. She helps by, essentially, by making sure they’re on the most cost-effective plans. “The plan you’re on now that you’re paying, $40 co-pay for a drug, that drug may not be covered in 2018 and you might end up paying 300 a month for it

Annie Humphrey is thankful for the help. “It’s a headache, you know? It’s stressful, because you don’t know what’s really available, especially if you don’t understand the book,” she said.

Fortunately for Humphrey, Roberson did know the Medicare book. After fewer than 10 minutes of looking things over, Roberson was able to save Humphrey $25 a month. That helps end age-old questions for the senior-citizen “Am I going to go broke? Am I going to go in the poor house? You know, am I going to be put out because I can’t pay? All those questions swirl in my mind,” she said.

Roberson says her ultimate goal is to make Medicare work for the patient and not the other way around.

Roberson says you should definitely enroll in a Part D prescription plan, even if you don’t take prescription medicine. She says it could cost you later if you don’t.

The PADD office is holding three medicare workshops:

Nov. 8 from 9:30 a.m. to 12 p.m. at the Hickman County Senior Center

Nov. 9 from 9 a.m. to 2 p.m. at the Murray-Calloway County Senior Center

Nov. 30 from 9 a.m. to 2 p.m. at the Murray-Calloway County Senior Center

 

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