It's move-in day at Murray State University. Freshman Clay Glenn is already $10,000 in debt and he hasn't even unpacked yet.
"I'm paying for everything," says Clay. "I took student loans out because I figured it would be worth it to get the college experience. I know that I'm already in debt and I'm only 17-years-old, but I'm going to try and get some scholarships next year."
Clay's mom, Jackie Glenn, is helping her son move in. But if it were up to her, Clay would be at a community college instead.
"I said, 'You know, you're going to be the one paying for it so better make sure this is what you want because it's going to be a lot more costly than say spending a couple thousand dollars and staying at home, paying for it semester by semester,'" says Jackie. He looked at the numbers and everything and he said, 'It's worth it to me.'"
Jackie says there are some benefits to having her son pay his way through college.
"You see these kids go flunk out and they don't care because, 'It's not my money I don't care,'" says Jackie. "I think the more you have to work for it and know it's your dollar, you're going to work a little harder."
Come graduation day, Clay will walk away with a degree and more than $40,000 in debt. He says that's ok because you can't put a price tag on your future.
100 Television Lane
Paducah, KY 42003