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 (CNN) -- The US government is preparing to send out direct payments to help individuals amid the coronavirus pandemic, but those who need the money most may be waiting the longest to see it.

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The federal government expects to begin making payments to millions of Americans under the new stimulus law in mid-April, but some people without direct deposit information may not get checks until mid-August or later.

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President Donald Trump did not offer timing on the new recommendations, but people familiar with the matter said the administration was working Thursday to complete the guidance, which would advise Americans to use a face covering when leaving their homes.

Go into most US emergency rooms, and you'll find staff wear Crocs. Now their manufacturer has announced a program to donate 10,000 a day to healthcare workers fighting against the novel coronavirus.

Dow futures initially surged but were last down 142 points, or 0.7%, suggesting the index would sink following a rally on Tuesday that saw it notch up its biggest point gain on record and its biggest percentage increase since 1933. Nasdaq and S&P 500 futures also pointed lower.